Festival Insurance - What is it?

Festival Insurance can be a challenge. Are you looking for a bespoke, unique insurance policy to cover your Festival?  We know it may seem daunting and unclear about where to start, but we believe you may just be in the right place…

Here at Graham Sykes Insurance we understand that organising a Festival is time-consuming, frustrating and exhilarating all at the same time. The type and amount of Festival Insurance you may need can vary wildly between one event and the next.

Our Festival Insurance policy is a comprehensive package offering you and your event protection and security.  So, if you if you are organising a Festival of Culture, Music, Arts, Literary or a mixture of everything in between then this policy is going to help you manage most, if not all of your needs in one, easy to read document.

You can start here, right now.

If you are new to this or just need some more information? Why not have a look at the brochures and guides. You can either, download or read these online?

Not sure what you need to insure? Some of the areas we can offer are:

  • Public / Products liability
  • Employers liability
  • Trustee liability
  • Professional indemnity
  • Property cover
  • Hired in property cover
  • Business interruption
  • Loss of revenue
  • Money cover
  • Terrorism
  • Cancellation

We have taken into account everything we think you may need:

All of your requirements can be covered under Festival Insurance, it’s not just your main event. It is flexible and created to fit around your needs. There is the option to incorporate any smaller events you have throughout the year. Whether that is Committee Meetings, Volunteer Thank You Evenings, Small Concerts or Fund-raising events, we can add this on to your annual policy, then you know you’ve got it all covered.

There is also an option to insure any workshops or sessions you run throughout the year in relation to your Festival. If you are organising Outreach Workshops to capture the attention of your community, or have rehearsals or story telling sessions, these too can be combined into your policy. We hope this will leave you feeling confident that all the cover is in one place, in one policy.

We have taken into account everything we think you may need:

  • A dedicated Festival Insurance team who are excited to help you.
  • Online services accessible 24 hours a day, 7 days a week.
  • Amazingly clear and easy to understand documents.
  • Live Online Chat facilities.
  • Free advertising via our ‘What’s On’ Page of our website.

Top Tips:

1. Start the job early – Your Festival is a year away, from experience we know that talking about it and getting things in motion will save you stress as your Festival approaches.

2. Share your vision of the Festival with us – We not only love to hear all about your plans, but we also want to ensure all elements of your Festival are covered.

3. Be prepared to answer some questions – When we have a thorough understanding of your needs, we can provide you with a bespoke quotation that suits.

4. Keep your committee up to date – They may think of something you haven’t or have additional questions you may want to ask us. 

5. Don’t worry about asking your broker for help – We want to support you and guide you in the right direction, so do not hesitate to ask for help.

6. Check you have got it right – If you are uncertain about something, it is best to ask before you finalise the policy.

7. Examine your quotation carefully (and read the policy wording) – Our quotations are easy to read and show you exactly what you have been quoted for, but if you are unsure about anything, please just shout!

8. Check with your committee before finally agreeing the terms- Making sure your team understands the level of cover you have chosen will make renewal processes simpler (especially if someone else is in charge of insurance the following year).

9. Ask any last questions you may have- Those last minute or ‘quick’ questions you have may prove to be more essential than you thought. So, it’s always best to double check if there is anything you are unsure of. You can call, email or chat to us online and the dedicated Festival team will be happy to help you.

10. Pay your premium and double check your documents carefully – With straight forward payment methods you can have your documents within minutes, then you are ready to go!

Then there is only one thing left to do, and that’s sit back and enjoy the success of your Festival!

6 great reasons to get event insurance from Graham Sykes

Available 24 hours a day, 7 days a week

Low premiums

Quote and Buy online

Documents issued in minutes

Available for indoor and outdoor events

Wide choice of single and multiple event types