Japanese Car Insurance UK

Graham Sykes offers specialist Japanese Car Insurance for imported cars to the UK, offering comprehensive cover for a wide variety of all makes and models of Japanese vehicles.

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Imported Japanese Car Insurance

Graham Sykes has been providing specialist insurance for Japanese imported vehicles for over 40 years.  We offer a convenient online quote solution; however our highly experienced team are also here to take your call and give you a quote over the phone, just give us a call at 01395 255 100. So if you're looking for insurance on your imported Japanese car, get in touch today!

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The UK’s Japanese Import Car Obsession

Japanese import cars have built a loyal following across the UK, from practical everyday models to high performance JDM icons. For many drivers, the appeal is simple: Japanese vehicles are often well engineered, distinctive, reliable and packed with features that can be harder to find in standard UK-market models.

Whether it’s a Nissan Skyline, Toyota Supra, Mazda RX-7, Subaru Impreza, Mitsubishi Evo, Honda Integra, Toyota Alphard, Nissan Elgrand or a more unusual Japanese domestic market model, imported Japanese cars offer something different. They attract enthusiasts who know exactly what they want, as well as drivers looking for value, specification, comfort or performance beyond the usual UK forecourt options.

In recent years, interest in Japanese imports has remained strong, with UK buyers continuing to look to Japan for rare models, modern classics, performance cars and high-spec vehicles that were never officially sold here. Specialist importers and insurers both note that the Japanese import market is driven by a mix of value, vehicle condition, specification and enthusiast appeal.

Why Japanese Imports Can Need Specialist Insurance

Although Japanese imports can be perfectly legal to drive in the UK once correctly registered, they are not always straightforward for standard insurers. Many imported cars have specifications that differ from UK models, and some were never officially available in the UK at all. That can affect how an insurer assesses the vehicle, including its value, repair costs, parts availability, performance, modifications and security features.

This is where specialist Japanese import car insurance can make a real difference. A specialist provider is more likely to understand grey imports, JDM models, performance variants, enthusiast vehicles and the practical details that come with owning an imported car in the UK. Imported vehicles may present extra considerations for insurers, including non-standard specifications, limited UK parts availability and registration paperwork.

At Graham Sykes, we understand that Japanese import owners are often passionate about their cars. Whether your vehicle is a weekend project, a cherished modern classic, a performance car, a modified import or simply your everyday drive, we can help you find cover that reflects the vehicle and how you use it.

Get a Japanese Import Car Insurance Quote

Finding insurance for an imported Japanese car does not need to be difficult. Graham Sykes has been providing specialist vehicle insurance for over 40 years, helping drivers arrange cover for cars that do not always fit neatly into standard insurance categories.

Get an online quote today or call our experienced team on 01395 255 100 to discuss your Japanese import car insurance.

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Specialist Car Insurance FAQs

You and any other drivers named on your insurance policy when the policy was taken out will need to self-declare your licence data.

Convictions are no longer recorded on the counterpart driving licence, which became obsolete with effect from 8 June 2015.

You will need your driving licence number, your national insurance number and your postcode. If you are not sure what your driving licence number is, then instructions are provided on the website below.

Open the following link in a new window and follow the instructions below:

https://www.viewdrivingrecord.service.gov.uk/driving-record/licence-number

  1. Enter your licence number, national insurance number and postcode where indicated.
  2. Tick the box and select ‘View now’.
  3. You will now be able to view your driving licence information.
  4. Select ‘Share your licence information’ in the tab, top right.
  5. Click ‘Obtain code’.
  6. You will be provided with a check code.
  7. Send over your check code along with the last 8 characters of your driving licence number to enquiries(at)graham-sykes.co.uk

The licence check code is case sensitive, so it should be copied exactly using capital and lower case letters as provided. You may prefer to copy and paste the code into the form.

The check code is only valid for 21 days.

Specialist vehicle insurance is designed for vehicles that do not fall under the category of standard cars, such as classic cars, modified cars, kit cars, and high-performance sports cars.

Coverage typically includes classic cars, vintage cars, modified cars, kit cars, imported cars, sports cars, campervans, and motorhomes.

When your vehicle is written off, your insurance company pays you the current value of the vehicle, instead of the cost of repairing it.

Your insurance company will decide if the vehicle should be written off or not.

An explanation of the categories of a vehicle write off are listed below:

  • Category A - Cannot be repaired. The entire vehicle has to be crushed.
  • Category B - Cannot be repaired. The body shell has to be crushed, but you can salvage other parts from it.
  • Category C - Can be repaired but would cost more than the vehicles worth. You can use the vehicle again if it is repaired to a roadworthy condition.
  • Category D - Can be repaired and would cost less than the vehicle’s worth, but other costs (such as transporting your vehicle) take it over the vehicle’s value. You can use the vehicle again if it’s repaired to a roadworthy condition.
  • Category N - Can be repaired following non-structural damage. You can use the vehicle again if it’s repaired to a roadworthy condition.
  • Category S - Can be repaired following structural damage. You can use the vehicle again if it’s repaired to a roadworthy condition.

Agreed value coverage ensures that the insurer and the policyholder agree on the value of the vehicle at the start of the policy. In the event of a total loss, this agreed amount will be paid out.

Yes, modified vehicles often require specialist modified car insurance because modifications can affect the vehicle's performance, safety, and value.

Factors include the type and value of the vehicle, its age, the extent of modifications, the intended use (e.g., daily use, shows, parades), and the driver's history and age.

Many specialist vehicle insurance policies offer discounts if you agree to a limited mileage cap, as less usage generally reduces the risk of claims.

Yes, most specialist vehicle policies include coverage for participation in shows, but it's important to confirm this with us when taking a policy out.

Laid-up or SORN (Statutory Off-Road Notification) insurance covers your vehicle while it's not being driven and is kept off the road. This coverage typically protects against theft, fire, and damage while stored.

Many specialist insurance policies offer European cover, allowing you to drive your vehicle in EU countries, but you should check the specifics with your insurer.

Salvage retention allows you to keep the remains of your vehicle if it's written off after an accident. This can be important for rare or valuable vehicles where parts may be hard to replace.

The agreed value is usually determined through an appraisal by a specialist or by providing evidence of the vehicle's value, such as photographs, receipts.

Yes, you can obtain insurance for a project car. This type of policy typically provides coverage while the vehicle is being restored or built.

Some insurers may have age restrictions or require a minimum amount of driving experience for certain types of specialist vehicles, especially high-performance or classic cars.

An agreed mileage limitation is a cap on the number of miles you can drive your vehicle annually, often in exchange for a lower premium. Exceeding this limit could affect your coverage.

While most specialist vehicle policies are designed for personal use, some insurers may offer coverage for business use, depending on the nature of the business and the vehicle.

Keeping your vehicle in a secure, locked garage can often result in lower premiums, as it reduces the risk of theft and damage compared to parking on the street.

We may require additional security measures such as alarms, immobilizers, tracking devices, or secure storage to lower the risk and qualify for coverage.

Yes, left-hand drive vehicles, often imports, can be insured under specialist vehicle policies, though they may have specific conditions or premiums.

The excess (the amount you pay towards a claim) for specialist vehicles can be higher or vary based on the vehicle's type, value, and modifications. Check your policy details for specific excess amounts.

 

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Graham Sykes Ltd is Authorised and Regulated by the Financial Conduct Authority,
Firm Reference Number 300310.