Ford Mustang Insurance

Graham Sykes offers specialist American Car Insurance offering comprehensive cover for a wide variety of American cars and trucks.

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The American Car Insurance Specialists

Graham Sykes has been providing specialist American Car insurance for over 40 years and knows in detail the intricacies of each and every model whether it be a classic Dodge Charger or a modern Ford Mustang. We offer a convenient online quote and buy solution, however our highly experienced team are also here to take your call and give you a quote over the phone, just give us a call at 01395 255 100. So if you're looking for American Car Insurance, get in touch today!

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Britains Obsession with the Dodge Ram

The Dodge Ram has become increasingly popular with UK customers for several key reasons. Although originally an American truck, its appeal has crossed the Atlantic, and UK buyers appreciate the Ram for its ruggedness, versatility, and imposing road presence. 

UK buyers are drawn to the Dodge Ram’s powerful engine options, particularly the famous 5.7-litre HEMI V8, which delivers strong towing capabilities and an impressive driving experience. For those seeking more fuel efficiency, there are also V6 and EcoDiesel options, allowing for a balance between power and economy.

Many UK drivers who use their vehicles for work, such as tradespeople or farmers, appreciate the Ram’s ability to handle tough jobs. Its large bed, high towing capacity, and durable build make it ideal for transporting heavy loads or equipment, while also offering a refined driving experience for daily use.

The Ram's bold, aggressive design is uncommon on British roads. This gives owners a distinct presence and a sense of individuality. Its size, styling, and commanding stance often turn heads, which appeals to those who want to stand out.

The Ram isn’t just about toughness – it also offers a high level of comfort and technology. UK buyers can enjoy premium leather interiors, large touchscreen infotainment systems, and advanced safety features. Higher trims provide the luxury feel of a top-tier SUV combined with the functionality of a pick-up truck.

The most popular and versatile model in the range is the Ram 1500. It offers a variety of trims, from the more basic Tradesman to the luxurious Limited, with powerful engine options and ample features for both work and leisure.

The Ram 2500 has increased towing capacity and a heavier-duty frame, the Ram 2500 is ideal for those needing a more powerful truck. It’s favoured by those who regularly tow large trailers or work in demanding environments.

Th 3500 is the largest and most capable in the range, often used for the heaviest jobs, including towing and hauling extremely large loads. It’s the go-to choice for those who need a truly industrial-level vehicle.....or those who just want a truck that will really stand out on UK roads!

More Specialist Car Insurance Products

As a Specialist Vehicle enthusiast Graham Sykes has developed a number of specific schemes to cater for this very specialist market. Our knowledge and experience has been built up over a number of years providing this cover for a very wide variety of vehicles.

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Whether your a seasoned expert, a car enthusiast or a keen beginner we can provide you with specialist insurance cover.

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Specialist Car Insurance FAQs

You and any other drivers named on your policy when the policy was taken out will need to self-declare your licence data.

Convictions are no longer recorded on the counterpart driving licence, which became obsolete with effect from 8 June 2015.

You will need your driving licence number, your national insurance number and your postcode. If you are not sure what your driving licence number is, then instructions are provided on the website below.

Open the following link in a new window and follow the instructions below:

https://www.viewdrivingrecord.service.gov.uk/driving-record/licence-number

  1. Enter your licence number, national insurance number and postcode where indicated.
  2. Tick the box and select ‘View now’.
  3. You will now be able to view your driving licence information.
  4. Select ‘Share your licence information’ in the tab, top right.
  5. Click ‘Obtain code’.
  6. You will be provided with a check code.
  7. Send over your check code along with the last 8 characters of your driving licence number to enquiries(at)graham-sykes.co.uk

The licence check code is case sensitive, so it should be copied exactly using capital and lower case letters as provided. You may prefer to copy and paste the code into the form.

The check code is only valid for 21 days.

Specialist vehicle insurance is designed for vehicles that do not fall under the category of standard cars, such as classic cars, modified vehicles, kit cars, and high-performance sports cars.

Coverage typically includes classic cars, vintage cars, modified cars, kit cars, imported cars, sports cars, campervans, and motorhomes.

When your vehicle is written off, your insurance company pays you the current value of the vehicle, instead of the cost of repairing it.

Your insurance company will decide if the vehicle should be written off or not.

An explanation of the categories of a vehicle write off are listed below:

  • Category A - Cannot be repaired. The entire vehicle has to be crushed.
  • Category B - Cannot be repaired. The body shell has to be crushed, but you can salvage other parts from it.
  • Category C - Can be repaired but would cost more than the vehicles worth. You can use the vehicle again if it is repaired to a roadworthy condition.
  • Category D - Can be repaired and would cost less than the vehicle’s worth, but other costs (such as transporting your vehicle) take it over the vehicle’s value. You can use the vehicle again if it’s repaired to a roadworthy condition.
  • Category N - Can be repaired following non-structural damage. You can use the vehicle again if it’s repaired to a roadworthy condition.
  • Category S - Can be repaired following structural damage. You can use the vehicle again if it’s repaired to a roadworthy condition.

Agreed value coverage ensures that the insurer and the policyholder agree on the value of the vehicle at the start of the policy. In the event of a total loss, this agreed amount will be paid out.

Yes, modified vehicles often require specialist insurance because modifications can affect the vehicle's performance, safety, and value.

Factors include the type and value of the vehicle, its age, the extent of modifications, the intended use (e.g., daily use, shows, parades), and the driver's history and age.

Many specialist vehicle insurance policies offer discounts if you agree to a limited mileage cap, as less usage generally reduces the risk of claims.

Yes, most specialist vehicle policies include coverage for participation in shows, but it's important to confirm this with us when taking a policy out.

Laid-up or SORN (Statutory Off-Road Notification) insurance covers your vehicle while it's not being driven and is kept off the road. This coverage typically protects against theft, fire, and damage while stored.

Many specialist insurance policies offer European cover, allowing you to drive your vehicle in EU countries, but you should check the specifics with your insurer.

Salvage retention allows you to keep the remains of your vehicle if it's written off after an accident. This can be important for rare or valuable vehicles where parts may be hard to replace.

The agreed value is usually determined through an appraisal by a specialist or by providing evidence of the vehicle's value, such as photographs, receipts.

Yes, you can obtain insurance for a project car. This type of policy typically provides coverage while the vehicle is being restored or built.

Some insurers may have age restrictions or require a minimum amount of driving experience for certain types of specialist vehicles, especially high-performance or classic cars.

An agreed mileage limitation is a cap on the number of miles you can drive your vehicle annually, often in exchange for a lower premium. Exceeding this limit could affect your coverage.

While most specialist vehicle policies are designed for personal use, some insurers may offer coverage for business use, depending on the nature of the business and the vehicle.

Keeping your vehicle in a secure, locked garage can often result in lower premiums, as it reduces the risk of theft and damage compared to parking on the street.

We may require additional security measures such as alarms, immobilizers, tracking devices, or secure storage to lower the risk and qualify for coverage.

Yes, left-hand drive vehicles, often imports, can be insured under specialist vehicle policies, though they may have specific conditions or premiums.

The excess (the amount you pay towards a claim) for specialist vehicles can be higher or vary based on the vehicle's type, value, and modifications. Check your policy details for specific excess amounts.

 

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Graham Sykes Ltd is Authorised and Regulated by the Financial Conduct Authority,
Firm Reference Number 300310.