Specialist Event Insurance FAQs

Event and festival insurance provides financial protection for organisers against various risks associated with hosting an event or festival, including cancellation, public liability, and property damage.

This insurance covers unforeseen circumstances such as accidents, injuries, cancellations, or property damage, ensuring that the financial impact on the organisers is minimised.

Coverage can include a wide range of events such as music festivals, conferences, weddings, sports events, fairs, and exhibitions.

Public liability insurance covers legal costs and compensation claims if a third party is injured or their property is damaged during your event.

Yes, event insurance can include cover for cancellation due to unforeseen circumstances, such as extreme weather, illness, or venue issues.

Event insurance is typically for single or one-off events, whereas festival insurance might cover a series of events or a larger multi-day event.

Yes, private events such as weddings, birthday parties, and anniversaries can also be insured to cover various risks.

The level of cover needed depends on the size, nature, and location of the event, as well as the number of attendees. It is advisable to discuss your specific requirements with an insurance provider.

Common exclusions might include intentional damage, illegal activities, lack of attendance, and certain extreme weather conditions.

The cost varies based on factors like the type of event, number of attendees, location, duration, and the specific coverages required.

Policies often specify limits on the number of attendees, so it is important to ensure your expected attendance falls within the covered range.

Venue insurance typically covers the venue's liabilities and not those of the event organiser, so having your own event insurance is still recommended.

Yes, weather-related cancellations can be covered, but it depends on the specific terms of your policy.

It is advisable to purchase event insurance as early as possible once your event planning is underway to ensure you are covered during the entire planning process.