Household Insurance

Overview – Home Insurance

Home Insurance is one of the most important forms of insurance purchased. Mortgage lenders insist on the buildings being covered before granting a mortgage, most people have a need to buy Household Insurance at some time.

Our website contains useful information which we hope will be of use to you when buying this type of insurance. As with any policy, careful consideration must be given to assessing the correct amount of cover. In the event of under-insurance a claim could be averaged (this will reduce the size of any payment) or even refused.

As insurance providers have different prices, benefits and cover limits, the amounts of cover available will not be always be the same and to ensure that the policy you select provides the cover you require, you should always make comparisons. As Independent Intermediaries conforming to the FCA code of practice you can rest assured that we at Graham Sykes Insurance will endeavour to provide the right policy for the appropriate risk at a competitive premium.

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Graham Sykes Limited is authorised and regulated by the Financial Conduct Authority. Our firms FCA number is 300310

If you are unhappy with our service, we have a complaints procedure, details of which are available on request. You may be able to refer a complaint to the Financial Ombudsman Service (FOS) if you are unhappy with how we have dealt with your complaint. The FOS website is www.financial-ombudsman.org.uk

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